What are you looking for?
When it comes to buying a property, it’s important to get the basics right so that you can be confident that you’re making the right decisions along the way. At haus & haus, we offer different payment solutions to make it easier for you to purchase your dream property. Is a mortgage the right fit for you? Let’s find out.
How does it work?
There are a few things to consider when buying with a mortgage – including interest rates, amount, working with a mortgage broker or directly with a bank, and costs. If you’re borrowing from a bank, you would need to get pre-approved which requires a few documents and background checks from the bank.
Why work with haus & haus
Going to one bank or lender might not get you what you’re expecting, and you’d be missing out on more suitable alternatives. As part of our expansive network, we work with over 21 different lenders offering you an array of options that can be customised to meet your specific needs. This is an important decision, so it’s essential to have a few different choices on the table and going with the one that you’re most comfortable with.
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Frequently Asked Questions
Pre-approval is a bank's pledge that they are happy to lend to you based on certain criteria. The amount of time it takes to get pre-approved varies from a couple of days to a few weeks (usually if you’re self employed). Documents like wage slips, bank statements, and letters from employers are usually submitted and background checks are undertaken by the bank.
That’s not a problem. If you find your ideal property before getting a mortgage, we can work on the financial applications quickly so that you don’t miss out on the opportunity.